In 1999 as a young adult, I (Litsa) had the opportunity to attend Dave Ramsey’s Financial Peace Seminar in Memphis, TN. I remember parking my brand new Jeep Cherokee in the parking lot——only to go inside and hear his message! Never buy a new car unless you can afford it. Yet, I was a college student working on my masters with three years of teaching experience—and no other debt. Well, I made excuses justifying my purchase. My family lived seven hours away——and more. Luckily, I was able to pay that new jeep off completely in a timely manner and trade it in for a 2008 Cadillac CTS——-that I sold two years ago in hopes of buying yet another new car (I’m still waiting! But that’s another story——–when I became a mom, I truly understood the principals in Dave’s seminar and books).
Now in 2013, I am rereading Dave’s book, Financial Peace Revisited (available on Amazon for $17.86 in hardback) to hone in on the principals that I want to relearn and remain focused on in 2013 regardless of my circumstances. When medical bills arrive, I want to be armed with the knowledge to snowball them out of my family’s life. When a client doesn’t pay in a timely manner, I want to be able to breathe and rest assured that I have done everything to protect my family.
Thus, I was encouraged with Dave’s Secrets to Super Bowl Success and wanted to share it with you. As we enjoy the game and the gathering of friends, I am going to praise my own super bowl savings success with these traits:
- They make plans.
- They are resilient.
- They ignore the haters.
- They listen to people who have been there.
- They communicate.
- They focus on the ultimate goal.
- They are willing to sacrifice.
- They are passionate.
Dave says, “If you’ll begin putting these practices to work in your life, then you’ll make 2013 an unbelievable year you won’t forget.” I intend to WIN!
Will you join me in the winner’s circle?